Use Cases > Neo Banks

Neo Banks

Add digital asset services to modern banking experiences

Offer crypto investing, portfolio tracking, digital asset payments, and multi-currency services using consistent market data across your banking platform.

What are Neobanks?

Neobanks are digital-first financial institutions that deliver banking services entirely through mobile and web applications.

Many are expanding beyond traditional banking by introducing digital asset investing, crypto payments, multi-currency accounts, and integrated wealth management experiences to meet changing customer expectations. As more financial products are offered in one app, delivering consistent market information becomes an essential part of the customer experience.

Your Challenge

Customers expect to manage traditional and digital assets from one place.

Whether checking portfolio values, buying cryptocurrency, sending international payments, or viewing account balances, every financial feature should display accurate and consistent market information. As digital asset services expand, maintaining one pricing methodology across the entire banking experience becomes increasingly challenging.

Biggest Pain Points

  • Launching crypto services without building separate market data infrastructure
  • Displaying consistent portfolio values throughout the banking app
  • Supporting investing, payments, and digital asset accounts together
  • Converting between cryptocurrencies and fiat currencies
  • Presenting live market prices to customers
  • Expanding digital asset offerings without increasing operational complexity
  • Providing historical pricing for portfolio views and reporting
  • Maintaining one pricing methodology across banking products
  • Delivering the same market information to every customer touchpoint
  • Scaling digital asset services as customer adoption grows

How CoinAPI Solves These Challenges

Expand Banking Services Without Expanding Data Operations

Use one market data platform to support crypto investing, portfolio tracking, digital asset payments, and other customer-facing services instead of sourcing different market data providers.

Deliver One Consistent Banking Experience

Use normalized market data so portfolio views, trading features, payment services, and reporting all calculate values from the same market information.

Keep Customer Balances and Prices Current

Display live prices, portfolio values, historical charts, and market performance using real-time and historical market data.

Support Customers Around the World

Use the Exchange Rates API to convert between cryptocurrencies and fiat currencies, allowing customers to view balances and transactions in their preferred currency.

Grow Digital Asset Offerings More Easily

Add support for new cryptocurrencies and exchanges through one standardized market data platform instead of building new pricing infrastructure for every product launch.

What Changes After Implementing CoinAPI?

What You NeedBefore CoinAPIAfter CoinAPI
Launch digital asset banking featuresBuild separate market data infrastructure for every new serviceReuse one market data platform across investing, payments, and portfolio features
Keep the customer experience consistentDifferent banking products rely on different pricing sourcesUse one market data model across the entire application
Display live portfolio valuesRefresh prices from multiple providersCalculate balances using normalized real-time market data
Support global banking customersMaintain separate currency conversion workflowsConvert values using the Exchange Rates API
Add new digital assetsIntegrate additional market data providers as coverage growsExpand through one standardized market data platform
Give every team the same market viewProduct, operations, and reporting teams use different pricing methodologiesWork from one consistent source of market data across the organization

Who Uses This?

Neobanks
Challenger Banks
Digital Banking Platforms
Mobile Banking Providers
Fintech Companies
Consumer Finance Apps