Use Cases > Embedded Finance

Embedded Finance

Add crypto investing, payments, and digital asset services to your platform

Support embedded finance products with real-time market data, exchange rates, and historical pricing for applications that integrate digital assets into existing customer experiences.

What is Embedded Finance?

Embedded finance allows businesses to integrate financial services directly into their existing products instead of sending users to third-party platforms.

This can include crypto investing, digital wallets, payments, rewards, treasury services, or asset management within banking apps, e-commerce platforms, SaaS products, and fintech applications. The goal is to make financial services feel like a natural part of the customer experience.

Your Challenge

Launching embedded crypto services means much more than adding a "Buy Crypto" button.

Users expect live prices, accurate portfolio values, transparent exchange rates, and consistent pricing across every feature. As more financial products are introduced, maintaining one source of market information becomes essential to delivering a consistent user experience.

Biggest Pain Points

  • Launching digital asset features without building market data infrastructure
  • Maintaining consistent pricing across multiple embedded services
  • Supporting investing, payments, and wallets within one platform
  • Converting between crypto and fiat currencies
  • Displaying live asset values and market prices
  • Supporting new cryptocurrencies as customer demand grows
  • Providing historical market data for charts and reporting
  • Delivering the same pricing across customer-facing and back-office systems
  • Expanding embedded finance products without increasing operational complexity
  • Maintaining a consistent user experience across financial features

How CoinAPI Solves These Challenges

Launch New Financial Features Faster

Provide live market prices, historical data, and exchange rates for investing, wallets, payments, and other digital asset services without sourcing separate market data providers.

Keep Every Financial Service Consistent

Use one normalized market data model so investment features, payment workflows, portfolio views, and reporting systems all calculate values from the same market information.

Show Customers Accurate Market Information

Display current prices, portfolio values, historical charts, and market performance using real-time and historical market data.

Support Global Customers

Use the Exchange Rates API to convert between cryptocurrencies and fiat currencies, allowing customers to view balances and transactions in their preferred reporting currency.

Grow Your Financial Ecosystem

Expand into new cryptocurrencies, exchanges, and financial products through one standardized market data platform instead of building new pricing infrastructure for every launch.

What Changes After Implementing CoinAPI?

What You NeedBefore CoinAPIAfter CoinAPI
Launch embedded crypto featuresBuild market data infrastructure for every new productReuse one market data platform across investing, wallets, and payments
Keep financial products alignedDifferent services rely on different pricing sourcesUse one consistent market data model across every embedded feature
Display live customer balancesCombine prices from multiple market providersCalculate values using normalized real-time market data
Support global usersBuild custom currency conversion workflowsConvert values using the Exchange Rates API
Add new digital assetsIntegrate additional pricing providers as coverage growsExpand through one standardized market data platform
Create richer financial experiencesAssemble separate datasets for prices, charts, and historyAccess real-time and historical market data through one integration

Who Uses This?

Fintech Platforms
Super Apps
SaaS Platforms
E-commerce Platforms
Payment Providers
Neobank